Ecobank USSD Code 2023 [Balance, Airtime, Transfer, etc]

Seeking the Ecobank USSD code? Of course, it is a must to know some essential USSD codes when it comes to banking with the Ecobank of Nigeria.

There are lots of both new and old Ecobank customers that are not use to the Ecobank mobile banking via USSD, and they end up asking questions like; What is Ecobank USSD code for transfer, what code can I use to buy airtime from Ecobank, what is the Eco bank USSD code for checking balance, and so on.

If you’re among those looking for answers to any of those questions or other related mobile banking queries for Ecobank, then stick to this post because you’ll not only see the Ecobank USSD code, but I will also show you how to register it, how to activate it and how to use the USSD code for Ecobank to carry out any transactions on your account.

Without a waste of time, let’s dive straight in.

About Ecobank USSD Code

The Ecobank USSD code is a special short code and/or set of short codes uniquely designed by Ecobank to make banking easy and accessible for its customers.

With the USSD code for Ecobank, you can perform different types of banking transactions on your mobile phone without the need to visit a physical Ecobank branch.


USSD code is the most loved by many banks’ customers because of its ease of use. Thanks to mobile banking, even people from rural areas can now carry out simple transactions without the need to go to the bank which may be far away from their location.

One amazing thing about the Ecobank mobile banking via USSD is that you can perform almost any and every banking transaction with the Ecobank code. That leads us to the features of Ecobank mobile banking.

Check Out The First Bank USSD Code

Features of Ecobank USSD Code

The following are what the Ecobank USSD code can help you with.

  • Opening an account
  • Money transfer to other Ecobank accounts and other banks
  • Airtime and data purchase
  • Checking account balance
  • Bill payments
  • Blocking ATM cards, and lots more.

Read Also: List of All UBA USSD Code

Benefits of Ecobank USSD Code

If it doesn’t serve a beneficial purpose, the Eco bank USSD code won’t be created in the first place. Here is why the Ecobank code is the best banking solution for customers.

  • Fast and easy transactions
  • It features almost all kinds of financial transactions.
  • It Saves customers from the stress of going to banks for simple transactions such as transfers, and bill payment.
  • Works on all types of mobile phones.
  • You don’t need an internet connection to carry out transactions.

Although that’s not all, let’s see the USSD code for Ecobank, and how to activate and use it.

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Ecobank USSD Code

*326# is the Ecobank USSD code that can be used to carry out several banking transactions including transfers, withdrawals, airtime, and data purchase, checking account balance, opening an account, blocking of ATM card, and so on, on your account, right from your phone.

Upon dialing the code, a menu containing all the listed features and others will be displayed on your screen which you can then follow the prompts to use any of them.

Below is a table containing the Ecobank USSD code for different types of transactions and how to use them.

Related: Zenith Bank USSD Code

List of Ecobank USSD Code

TransactionsCode to Dial
Check Balance*326# > select the option to check balance
Transfer to Ecobank/others*326# > select the option to transfer fund
Airtime Top Up for Self/Others*326# > select the option to buy airtime
Data Purchase*326# > select the option to buy data
Account Opening*326#
Pay Bills*326# > select the option to pay bill
Retrieve BVN*565*0#
Hotlist ATM Card*326# > select the option to manage card

How to Activate Ecobank USSD Code

Now that you’ve known the Ecobank USSD codes for specific transactions, in order to use the codes, you’ll need to activate the *326# USSD code first.

Here is a step-by-step guide on how to activate the USSD code for Ecobank.

  • Using the phone number registered with your account, dial *326#.
  • Choose the debit card linked to your account, or select the “Create PIN” option. 
  • Fill in the required details and proceed.
  • Now, verify you’re the account owner and create your 4 digits PIN. 
  • Enter the PIN once again to confirm, and the registration is complete.

Once you’ve registered and activated the Eco bank USSD code, you can now perform any transactions using the general code or short code.

Read Also: Gtb USSD Code

Ecobank USSD Transfer Code

The Ecobank USSD code to transfer money from Ecobank to Ecobank and from Ecobank to other banks *326# then select the “Transfer Fund” option and follow the prompts.

Ecobank USSD Code for Checking Balance

You can check your Ecobank account balance by simply dialing *326# then select the “Check Balance” option and the money you have left in your account will be displayed on your screen.

Ecobank USSD Code for Buying Airtime

The Ecobank USSD code to buy airtime for yourself (SIM linked with your Ecobank account) is *326# then select the “Airtime Top Up” option, enter the amount you want to recharge, enter the phone to recharge, then enter your PIN.

Ecobank USSD Code for Buying Data

The Ecobank code to buy data for any number (for self or others) is *326# then follow the prompts and enter your pin to get the data bundle.

Ecobank USSD Code for Opening an Account

The USSD code for Ecobank account opening is *326#, accept the mobile banking terms and continue to follow the prompts to open an account with Ecobank.

Ecobank USSD Code for Bill Payments

The Ecobank USSD code to pay bills is *326#, select the pay bills option, then select biller, and follow the prompts.

Ecobank BVN USSD Code

To retrieve your Eco bank USSD code using the USSD code on Ecobank, simply dial *565*0#.

Ecobank USSD Code Not Working? Here’s How to Fix it

Whether you’re a new or old Ecobank account holder, and you’ve been dialing the USSD mobile banking code for Ecobank and it’s not working, below are some causes and how to fix them.

  • Bad Network Connection: when there is no or bad network coverage either from your end (mobile network providers) or from the bank’s network, you may get an error message after dialing the Ecobank USSD to perform any transactions. To fix this, you’ll need to wait for some time and try again.
  • You’re Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the Ecobank code with the phone number you registered your account with, the Ecobank USSD code may not work. To fix this, make sure you activate the Ecobank USSD code on your line.
  • You’re Dialing the USSD code on an unlinked/wrong phone number: If the SIM you registered your account number with is not used to dial the code, it may not work. To fix this, make sure you’re using the correct line.

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USSD Code for Ecobank – FAQs

How can I get USSD code for Ecobank?

The USSD code for Ecobank mobile banking is *326#.

How do I set up Ecobank mobile banking?

You can at up your Ecobank USSD mobile banking by simply dialing *326# using the phone number/sim registered with your Ecobank account, select your preferred debit card, and follow the prompts.

How can I check my Ecobank details?

You can check your Ecobank details by simply dialing *326# and select Check Balance, then your Ecobank Bank details including account balance, and account statement will pop up on your screen, and sent to your line.


Thanks to the Ecobank mobile banking service via USSD, customers from all parts of the country can now access easy mobile banking without having to visit a physical bank branch.

With this comprehensive post about the USSD code for Ecobank, I believe you’ve known how to activate the Ecobank USSD code, and how to use it for various transactions.

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