How to Borrow Data From Airtel (2 Easy Methods) 2022

This post contains information on how to borrow data on Airtel.

Believe me, how to borrow data from Airtel won’t be a problem for you anymore after reading this complete guide.

I won’t only explain how to borrow data from Airtel, but I’ll show you the two working ways to borrow data from Airtel, how to repay them, and how to be eligible for bigger data loans on the Airtel network.

More so, I’ve made a table of all the amount you can borrow from airtel and also stated Airtel’s interest rate on any amount of data you borrowed.

Without any further ado! Let’s get started.

Borrowing Data on Airtel

Borrowing data from the Airtel network has been made possible and easy by the Airtel Credit Loan Service. This service allows you to borrow data when you run out or at times of emergency and pay back later.

In other words, the Airtel Credit Loan Service is a credit loan service that enables eligible customers to borrow data on credit and repay upon next recharge.

With this service, you can borrow up to 1.5GB data from the network and pay back later. You can borrow data as many times as possible as long as you are within credit limit.

Now that you have a clue of what service allows you to borrow data on Airtel, let’s see how to borrow data on Airtel in some quick ways.

Check Out: How to Borrow Airtime from Airtel without paying back

How to Borrow Data From Airtel

You can borrow data from Airtel by simply dialing *500# and following the menu options. The service will then display real-time Data credit to you if you are eligible.

Once this is done, proceed to select the amount of data you want to borrow.

If that’s not clear enough, then follow the steps below. 

  • Navigate to the dialer app on your phone. 
  • Dial *500#.
  • Reply with 3 to select “Borrow Data”
  • Reply with the option for the amount you want to borrow.
  • Click on OK.
  • Done! You’ve successfully borrowed data from Airtel.

That is the fastest way to borrow data from Airtel.

How to Borrow Data From Airtel

Of course, there is another method you can use to borrow data from Airtel. 

Do you want to know it?!

Then let me walk you through the second method.

Don’t Miss How to Borrow Airtime from Airtel

Another Method of Borrowing Data From Airtel

The second method is somehow long and stressful but it is recommended if you want to borrow up to 1 or 1.5 or even 2GB worth of data from Airtel.

Here’s how. 

  • Simply dial *500#
  • Now, instead of 3, select 2 to Borrow Credit
  • Reply with any amount that could buy the data you want to purchase
  • Click OK. 
  • Now dial *141#
  • Then proceed to buy the data you want.

This trick is also good if you want to subscribe to Airtel night or weekend plans.

Therefore, if you’re seeking how to borrow data on Airtel for huge data volume, there you have it above.

Read Also: How to Borrow Data from MTN

Who Can Borrow Data From Airtel?

Being eligible to borrow data from Airtel is not that strict. However, there are still some requirements that are needed to be met before you can borrow data.

Firstly, you must have to be an active customer on the network for some time. This period usually ranges from 1 to 3 months.

What do I mean by that? 

For your Airtel line to be active, you need to make sure you recharge it regularly, make calls, and buy a lot of data bundles frequently.

Because the more you recharge, the bigger the amount you will be eligible to borrow will be.

Secondly, you need to make sure you are not owing the network any money (credit or data) before. And also, make sure your SIM is not blocked.

Once those requirements are met, you’ll be qualified to borrow data from Airtel. 

How to Repay Borrowed Data On Airtel

The easiest way to repay borrowed data on Airtel is by recharging the Airtel line used in borrowing the data and the amount you owe will be deducted immediately.

However, Airtel does take time sometimes before they’ll deduct the amount you owe them.

If this happens, proceed to dial *500# and reply with “4” (Repay Loan). Then your account will be charged to repay the amount you owe the network.

How to repay airtel loan

While some people may use this to their advantage by using the credit they just recharged to buy data before it is deducted to pay their low.

I don’t advise you to do that, for it may delay your eligibility to borrow huge amounts like 1000 or 2000 Naira.

Read Also: How to Borrow Data from Glo

How to Borrow Data From Airtel Without Paying Back

I know you’re expecting something like “Simply dial *+–+# or send ‘Do Not Repay My Loan’ to +–+” 🤪.

I’m sorry to disappoint you unless you don’t want to use the line again. If not, you cannot borrow data from Airtel without paying back.

There is neither legit code nor a cheat to do that. Therefore, if you don’t want your line blocked, it’s better you borrow the amount you can repay on time.

Therefore, if you’re seeking how to borrow data on Airtel without paying back, there you have the perfect answer above.

Airtel Data Interest Rate

Don’t be surprised when you borrow N100 and N115 is deducted from your main balance to repay your loan.

Airtel charges a 15% service fee when you borrow data from them. That means if you borrow N100 worth of data, an extra N15 will be charged, which is now equivalent to N115 payback.

Airtel Borrow Data Table

Data VolumePriceValidity PeriodAmount to Payback (15%)
40MBN501 DayN57.50
75MBN1001 DayN115
200MBN2003 DaysN230
350MBN3007 DaysN345
750MBN50014 DaysN575
1.5GBN100030 DaysN1150
3GBN150030 DaysN1225
4.5GBN200030 DaysN2300

Frequently Asked Questions

Can I borrow data from Airtel? 

To borrow data from Airtel, simply dial *500#, select the option to Borrow Data, and reply with the option for the amount of data you want to borrow.

Code to borrow data from Airtel

*500# is the official code to borrow data from Airtel. After dialing this code, a pop-up will show up on your screen, then follow the menu options.

Why can’t I borrow data from Airtel?

The main reasons why you can’t borrow data from Airtel are; 

  • You are not yet eligible for to borrow data.
  • You have an unpaid balance.
  • Or maybe your line is blocked.

Can I use borrowed airtime to buy data on Airtel? 

Yes! You can use borrowed airtime to buy data on Airtel by dialing *500# to buy data after you borrow airtime.

How can I borrow 1.5 GB in Airtel? 

Simply dial *500# then reply with 3, and select the option for 1.5 GB.

Or borrow credit by dialing *500# and using the borrowed credit to buy data of 1.5GB.

How can I borrow 1gb data from Airtel? 

Simply dial *500# then reply with 3, and select the option for 1gb.

Or borrow credit by dialing *500# and using the borrowed credit to buy data of 1GB.

How can I borrow 200MB from Airtel?

Simply dial *500# then reply with 3, and select the option for 200MB.

Or borrow credit by dialing *500# and using the borrowed credit to buy data of 200MB.

How do I repay borrowed data on Airtel?

Recharge your Airtel line and dial *500#, then reply with the option to Repay Loan. Once this is done, the amount you borrowed will be deducted immediately.

Conclusion:

If you never believed me when I first said it, I hope you will now, that how to borrow data from Airtel will not be a problem anymore if you read this guide carefully.

I believe you shouldn’t find it difficult anymore for you’ve learned everything from beginning to the end of how to borrow data from Airtel today.

Therefore, if you run out of data at midnight and can’t recharge from your bank, and wondering how to borrow data on Airtel, just apply any of the methods you just learned here, and continue enjoying browsing the internet.

Cheers!

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