How to Borrow Data from MTN in 3 Easy Ways | MTN XtraByte

This post contains information on how to borrow data from MTN.

Is your MTN data about to finish, and you don’t have enough money on you to go out and buy a recharge card? Or for some reason, you can’t recharge your line from your bank?

Then, the only option left is to borrow data from MTN network. But, how do you borrow from MTN?

Well, if you’re in a situation where your only option is to borrow from MTN, the first thought that will pop into your mind is what is the code to borrow data from MTN.

Anyways, if that’s what you’re looking for that landed you on this post, then, search no further for you’re in the right place where I’ll walk you through exactly how to borrow data from MTN.

Without further ado, let’s get started!

About MTN XtraByte

Borrowing data from MTN is also referred to as the MTN XtraByte Service. This service allows customers to borrow data when they run out of data and payback later.

The introduction of this service is to delight customers by always being there for them when they most needed data. However, not all MTN users are eligible for this service. This is because the MTN XtraByte has some requirements, and once these requirements are passed, you’ll be qualified to borrow data on MTN.

Related: How to Share Data on MTN

What are those requirements?

  • You must be a prepaid customer.
  • Own a registered and active MTN SIM card.
  • Have no unpaid debt on your MTN line.
  • Recharge your line regularly at least N200 every 30 days.
  • You must have been on the MTN network for more than 3 months.
  • Have between N0 and N75 in your main account

Once these requirements are passed, you’re automatically qualified for the MTN XtraByte Service. Therefore, if you’re seeking how to be eligible to borrow data from MTN, there you have it above.

Moving on, I want you to keep in mind that MTN charges a 10% fee as interest anytime you use the XtraByte Service. For example, if you borrow N100, you’ll be charged N10.

Now, let’s proceed to see how to borrow data from MTN.

Also Read: How to Borrow Airtime on MTN Fast!

How to Borrow Data from MTN

You can borrow data from MTN by following the step-by-step guide below.

  1. Simply dial *131#
  2. Select 5 – Borrow Credit/Recharge
  3. Select 2 – Borrow Data
  4. Reply with the option for the amount you want to borrow.
  5. Confirm that you accept the 10% charge.
  6. Done! You’ll be instantly credited with the data volume you selected.

After that, you’ll receive a notification message from MTN telling you that you have been credited with the data volume you borrowed earlier.

Related: How to Transfer Borrowed Data on MTN

Please keep in mind that charges will be deducted while paying back. Therefore, you’ll have to pay more than you borrowed while paying back. For example, if you borrowed 100MB that cost N100, you’ll pay back N110, where N10 is the service fee or interest.

So, if you’re looking for how to borrow data on MTN, there you have it above.

Now, let’s see the code to borrow data on MTN.

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Code to Borrow Data From MTN

The code to borrow data from MTN is *606#. To activate this code, kindly follow the steps below.

  1. Dial *606#
  2. Select the option for XtraByte and the system will then display all the data bundles that you can borrow
  3. Reply with the option for the data amount you want to borrow.
  4. After selecting your preferred data plan, MTN will then send you a message containing the amount of data you want to borrow plus the applicable service fee for you to confirm the transaction.
  5. Confirm that you accept the service fee charge.
  6. Done! You’ll be credited with the amount of data you selected.

After that, you’ll receive a notification message from MTN telling you that you have been credited with the data volume you borrowed earlier.

That’s the code to borrow data from MTN. Now, let’s see how to borrow data on MTN using other methods.

Check Out MTN N200 for 2GB Plan Now!

How to Borrow Data on MTN via IVR

If you don’t like using USSD, or you get confused while trying to use it, here is another way to borrow data from MTN.

This method is just in form of calling and talking to a customer care agent. But, in this case, instead of a real human answering you, you’ll get a response in a robotic voice.

The voice is programmed to automatically answer common queries that don’t necessarily require human presence, just like the XtraByte service.

Anyways, you can follow the steps below to use this method.

  • Simply dial and call 606
  • Carefully follow the instructions and select your preferred language.
  • Click the number for the XtraByte option
  • Type the number for the option of the data amount you wish to borrow.
  • You’ll be asked to confirm the 10% service fee.
  • Once accepted, you’ll be credited with the amount you selected.

After a while, you will receive a notification message from MTN telling you that you have been credited with the data volume you borrowed with the XtraByte service.

If you’re looking for how to borrow data from MTN, or how to borrow data on MTN without using USSD code, there you have it above.

Wants more? Then keep reading, for I still got lots more for Ya!

Common things to know About MTN XtraByte

There are some common things you need to know before using the MTN XtraByte service, and these include;

  • You must have a KYC (registered) MTN SIM card.
  • Your SIM card must be active for the last 3-12 months.
  • Your monthly recharge must be at least between N0 to N100 before you can borrow data from MTN.
  • If you recharge a huge amount of data frequently for the first three months as a new MTN customer, you’ll be quickly eligible to borrow from the network (it is not necessarily 12 months).
  • You must clear one loan debt before you’ll be allowed to borrow another.
  • A service fee of 10% comes with this service.
  • If you have unpaid loan debt, the amount you owe will be instantly deducted when you recharge your line.
  • This service is available for prepaid customers only.

How to Check Borrowed Airtime Balance on MTN

You can check your borrowed data balance on MTN by simply dialing *606# > Select – Check XtraByte Balance, and your debt balance will be sent to you via SMS.

Conclusion:

With MTN being the largest telecommunication network operator in Nigeria, they always have their customers in mind, and always make sure they are always satisfied by providing solutions to their problems, of which borrowing data is not an exception.

I believe by now, you should have no worries about how to borrow data from MTN, how to borrow data on MTN, and even code to borrow data from MTN, because this post has provided an answer to the question “how can I borrow data from MTN” by giving you the MTN XtraByte code. 

Peace Out!!!

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